Investing

An online crowdfunding platform offering both large and small investors access to investment opportunities in real estate and venture capital funds In the event that you’re wanting to invest in real estate however don’t have the open door or capital to do so in isolation, Fundrise might be the best response for you. As the vitally real estate investment platform, Fundrise licenses individuals to invest in a separated portfolio of properties across the United States without the issue of directing the actual properties. With Fundrise, you can start investing in real estate with just $10, making it open to countless investors. Start real estate investing   Pros & Cons  Pros Low $10 investment minimum Broad diversification among investment plans Transparent platform Quarterly redemption possibilities Cons Early redemption is subject to penalties Average historical income returns Cumbersome to discover specific project details Lack of direct phone customer service access 1. Fundrise and its features Fundrise is an internet-based real estate investment platform that means to democratise access to real estate investing. Established in 2012, Fundrise permits people to invest in commercial real estate projects without the strong upfront expenses customarily associated with real estate investing. One of the critical features of Fundrise is its low hindrance to passage. Dissimilar to conventional real estate investments that frequently require a huge amount of cash to begin, Fundrise permits investors to get everything rolling with just $500. Another component that separates Fundrise is its broadened portfolio of real estate investments. Fundrise offers a scope of investment choices, including eREITs (electronic real estate investment trusts) and eFunds, which give investors openness to various sorts of real estate resources like commercial properties, private properties, and improvement projects. By expanding across various sorts of properties, Fundrise means to diminish risk and furnish investors with a more steady profit from their investment. Fundrise likewise offers investors the chance to invest in confidential real estate bargains that are normally simply accessible to institutional investors. Through its platform, investors can get access to selective real estate, which opens doors that may not be accessible through traditional investment channels. Fundrise utilises a restrictive technology platform to distinguish and vet potential real estate investments, permitting investors to access investment opportunities rapidly and without any problem. This technology-driven approach additionally empowers Fundrise to offer lower expenses compared with customary real estate investment choices. Moreover, Fundrise offers investors the adaptability to invest according to their own preferences. Investors can pick between various investment plans in view of their risk resistance and investment objectives. Whether you’re searching for a more safe methodology with consistent returns or a more forceful system with higher possible returns, Fundrise has investment choices to suit your requirements. By and large, Fundrise offers an available and creative way to deal with real estate investing that separates it from customary investment choices. With its low obstruction to passage, differentiated portfolio, select investment open doors, and technology-driven platform, Fundrise can possibly be an important expansion to your investment portfolio. 2. Outline of Fundrise performance in 2024 Glancing back at the performance of Fundrise in 2024, obviously the real estate investment platform has kept on gaining ground in giving alluring returns to investors. One of the vital features of Fundrise’s performance this year has been its capacity to adjust to changing economic situations, especially right after the worldwide pandemic. Regardless of the difficulties presented by the coronavirus pandemic, Fundrise has figured out how to keep major areas of strength for a record of conveying steady returns to its investors. This is generally because of the platform’s emphasis on expansion, which has assisted in relieving risk and guaranteeing soundness notwithstanding market changes. One more element that has added to Fundrise’s progress in 2024 is its obligation to develop. The platform has kept on investing in technology and information examination, empowering it to all the more likely recognise appealing investment opportunities and upgrade portfolio performance. By utilising advanced calculations and AI capacities, Fundrise has had the option to pursue information-driven choices that have yielded positive outcomes for investors. As far as financial performance, Fundrise has conveyed serious returns to its investors in 2024. The platform’s enhanced portfolio of real estate resources has produced strong yields, outflanking numerous conventional investment choices like stocks and securities. Furthermore, Fundrise has kept a minimal expense charge structure, guaranteeing that investors can expand their returns without causing unnecessary expenses. Fundrise’s performance in 2024 has additionally been described by its emphasis on feasible and dependable investing. The platform has kept on focusing on environmental, social, and governance (ESG) contemplations in its investment choices, lining up with the developing interest in socially dependable investments. By incorporating ESG factors into its investment cycle, Fundrise has produced appealing financial returns as well as added to positive social and environmental results. 3. Correlation with other real estate investment platforms While considering investing in real estate, there are various platforms to browse. Fundrise is perhaps the most well-known choice, yet contrasting it with different platforms prior to pursuing a choice is significant. One vital distinction among Fundrise and other real estate investment platforms is the degree of access and control investors have over their investments. Fundrise offers a hands-off approach, permitting investors to browse various pre-chosen portfolios that are overseen by their group of specialists. This can be interesting to individuals who favour a more detached investment procedure. Then again, a few different platforms offer more control and customisation choices for investors. For instance, platforms like RealtyMogul and RealtyShares permit investors to choose individual properties to invest in, giving them more control over their investment decisions. This might speak to investors who need an additional, involved way to deal with their real estate investments. One more significant variable to consider while contrasting real estate investment platforms is the expenses in question. Fundrise ordinarily charges a yearly expense of around 0.85% of resources under administration, which is moderately low compared with different platforms. This can make Fundrise a more practical choice for investors hoping to limit charges.

A real estate crowdfunding platform offering accredited investors access to professionally managed commercial real estate opportunities. EquityMultiple’s diverse deal selection, reasonable fees, and high target returns are key reasons why it is our pick for the best real estate investment platform for accredited investors. The company is also our top pick for transparency, because of the steps it takes to disclose vital information to prospective investors. EquityMultiple only works with accredited investors, however, meaning non-accredited investors looking for the right real estate crowdfunding platform will need to search elsewhere.  Get started with EquityMultiple today Pros & Cons  Pros Excellent selection of real estate investments High historic and target returns Excellent transparency over fees and investment risks Solid educational offerings Cons Only accepts accredited investors Minimal investment liquidity No investments outside commercial real estate No mobile app Pros Explained Excellent selection of real estate investments: EquityMultiple offers a combination of short-term debt investments lasting a year or less, professionally managed funds and portfolios, and long-term equity investments where you buy directly into real estate projects. You can choose based on your goals, timeline, and risk tolerance.1 High historic and target returns: EquityMultiple’s Ascent Income Fund reports a historic return/distribution yield of 13.1%.2 Individual real estate projects have target returns of 18% or more.1 Excellent transparency over fees and investment risks: EquityMultiple clearly explains its fees and performance reporting frequency to investors. It also properly explains the liquidity risks of using its investments.  Solid educational offerings: If you want to learn more about real estate investing, EquityMultiple provides excellent educational content. These include a blog, market insights, podcasts, and live training. Cons Explained Only accepts accredited investors: You must meet the SEC income or net worth requirements of an accredited investor to use EquityMultiple. This platform does not accept non-accredited investors. Minimal investment liquidity: EquityMultiple does not let you cash out of an investment before the end of the stated term. EquityMultiple might not be a fit if you need flexible access to your money. No investments outside commercial real estate: EquityMultiple does not offer investment opportunities in sectors other than commercial real estate. No mobile app: EquityMultiple only operates through its online platform. The company has yet to create an app for mobile users.  Company Overview EquityMultiple is a real estate investing platform based out of New York City. It finds commercial real estate investment opportunities, which it lists for investors on the platform. EquityMultiple launched in 2015 and created its first real estate deal for investors in September 2015. Today, it has over 48,000 investors using the platform and has distributed over $379 million in earnings.3 In December 2023, EquityMultiple partnered with Marcus & Millichap, North America’s #1 commercial real estate brokerage. This partnership aims to increase the number of deals on the EquityMultiple platform.4 EquityMultiple At a Glance Open to Non-Accredited Investors? No Fees 1% annual management fee on most investments and 10% of profits5 Account Minimum $5,000 to $30,000, depending on the investment type Investment Selection Real estate notes, secured debt, preferred equity, real estate funds, and direct equity investment in real projects1 Dividend Frequency Monthly or quarterly, depending on the investment Website Transparency Very transparent Available Customer Support Phone, customer service form, email, live chat How Does EquityMultiple Work? EquityMultiple partners with a national network of real estate firms to learn about investment opportunities. The company then screens each possible deal through its internal algorithms and professional underwriting team. It accepts about 5% of deals based on this screening.6 If an investment opportunity meets EquityMultiple’s standards, it will list the deal on the platform for users. The platform will share information about each opportunity, including the details about the property, the type of investment, the minimum contribution, and the target return. You pick the ones you find most attractive to build your portfolio on EquityMultiple. EquityMultiple divides its investments into three categories: Keep, Earn, and Grow. Keep The Keep category focuses on short-term cash management. You put your money in Alpine Notes, financing EquityMultiple’s line of credit for real estate deals. The notes are available with durations of three, six, or nine months and have fixed annual percentage yields (APYs) of 6.0%, 7.05%, and 7.4%, respectively.7  Earn The Earn category focuses on short-term real estate investments, which balance return with quickly getting your money back. These include senior debt, preferred equity, and yield-focused real estate funds. You get your money back in about a year, and the target return is between 8% and 14%, depending on the investment.1 Grow The Grow category focuses on long-term real estate investments with higher target returns. These include real estate funds and portfolios put together by EquityMultiple, as well as equity in individual properties. It could take several years to get your money back from these investments. Key Features EquityMultiple is one of nine real estate crowdfunding platforms we reviewed that is only open to accredited investors. Any individual or entity can use the EquityMultiple platform, provided they meet the accredited investor standards and have a U.S. Tax Identification number, a Social Security number, or an Employer Identification Number (EIN). Non-U.S. citizens could use EquityMultiple by owning an investment entity registered in the United States with an EIN. WHAT IS AN ACCREDITED INVESTOR? Investors who qualify as accredited investors have over $1 million in net worth (excluding the value of their primary residence), or have earned over $200,000 (individually) or $300,000 (with a spouse or partner) in each of the prior two years, and reasonably expect the same for the current year. Financial professionals with Series 7, 65, or 82 licenses also qualify. The minimum required to start investing with EquityMultiple depends on the opportunity. Most properties require $10,000 to $30,000, while the Ascent Income Fund requires $20,000, and it takes $5,000 to open an Alpine Note.5 Thanks to EquityMultiple’s simple and well-designed platform, navigating the different investments, making contributions, and running your portfolio is easy. EquityMultiple offers both curated portfolios, where it picks the properties for you under one managed fund, as well

YieldStreet is a comprehensive investment platform that lets you invest in alternative assets like art, real estate, cryptocurrency, and numerous other assets. Most opportunities are available for accredited-investors, but its flagship fund is open to everyone and only takes $500 to get started. In the past, you typically needed a lot of capital if you wanted to invest in alternative asset classes like fine art, real estate, or venture capital. However, alternative crowdfunding platforms like Yieldstreet are changing this barrier. With Yieldstreet, you can invest in a diversified portfolio of alternative asset classes starting with just $2,500. The platform also offers direct deals for accredited investors looking to spice up their portfolios beyond stocks and ETFs. But investing in alternative asset classes isn’t something you should do lightly. That’s why our Yieldstreet review is covering how this platform works, the pros and cons, and pricing to help you make your decision. Get Started ► What is Yieldstreet? Yieldstreet is a platform that connects investors with alternative investments across asset classes such as artwork, cryptocurrency, litigation finance, real estate, and consumer finance. The company began in 2014. Since inception, it’s seen over $3 billion funded on the platform and had a 9.71% net annualized return (IRR). The company’s goal is to make alternative investments more accessible and streamlined. You can invest in a variety of individual deals on Yieldstreet or its Prism Fund, which provides exposure to numerous asset classes. YieldStreet also lets you create goal-based portfolios, like its income or growth portfolio model, to help you pick assets that match your investing goals. Yieldstreet pros and cons Pros Wide variety of alternative asset classes Flagship fund is available for non-accredited investors and has a $2,500 Short- and long-term investments available Create goal-based portfolios for goals like income or growth Cons Only one option for non-accredited investors Many offerings require $15,000 or more to invest No secondary marketplace to improve liquidity Who is Yieldstreet for? There are plenty of alternative asset investing platforms out there these days. For example, you can use Masterworks to invest in fine art, or Fundrise to invest in commercial real estate. However, Yieldstreet is one of the few platforms that consolidates the range of alternative assets under one roof. It’s an excellent option if you want to dabble in numerous asset classes without managing multiple accounts with different companies. And since Yieldstreet’s team finds and vets deals, it saves you a lot of research and due diligence time. Yieldstreet investment opportunities One advantage of Yieldstreet is that it offers a variety of funds as well as individual deals. If you want to diversify your portfolio, its funds are the best option. Currently, there are seven multi-asset class funds to choose from: Yieldstreet Prism Fund: This flagship fund has a $2,500 minimum investment requirement and is open to non-accredited investors. It’s a fixed-income portfolio across numerous asset classes like art, real estate, and commercial and consumer finance. Art Equity Fund IV: With a $15,000 minimum, this fund lets you invest in a portfolio of artwork from famous contemporary artists. SFR Diversified Fund I: This fund also has a $15,000 minimum and invests in a portfolio of single family rentals in numerous U.S. markets. Enhanced Crypto Fund: Contains five to 10 of the largest cryptocurrencies by market cap and also requires $15,000 to invest. Growth & Income REIT: This non-traded REIT has a $5,000 minimum and makes equity investments in a range of real estate properties across the United States. Specialty Finance Fund II: This fund invests in finance transactions in commercial and consumer sectors and has a $25,000 minimum. StepStone Venture Capital Fund I: A portion of this fund is managed by StepStone Group Inc. which is a massive alternative asset management company focusing on venture capital investments. There’s a $25,000 minimum investment requirement. Yieldstreet also has plenty of individual offerings as well, and some are very unique. For example, you can help finance various supply chain orders as a form of private credit lending. And right now, you can invest in private shares of Fetch Rewards, a leading grocery rewards app, through its Series E funding round. Yieldstreet also lets you invest in structured notes, which are debt instruments tied to the performance of an underlying security like an index. These provide short-term investments and regular income if that’s your goal. Overall, Yieldstreet has an impressive number of offerings. And offerings suit growth, income, and balanced investing styles. Yieldstreet benefits With over 300,000 customers, Yieldstreet is one of the most popular marketplaces for alternative investments. And this popularity isn’t surprising when you consider its numerous advantages. Yieldstreet Prism Fund One of Yieldstreet’s main draws is its Prism Fund, which provides exposure to numerous alternative investments like: Art Commercial investments Consumer goods Legal finance Real estate Transportation As of June 30th 2022, the Prism Fund has over $113 million in assets under management. It also has an 8% annual distribution rate and pays quarterly distributions that you can reinvest automatically or cash out. Fees are also lower than many individual deals on the platform at 1.5% per year. If you want a simple way to add numerous asset classes to your portfolio, this is the fund for you. And the 8% average annaual distribution rate isn’t anything to scoff at. Low investment requirement Most Yieldstreet investments require $15,000 or more to invest, as well as being an accredited investor. However the main Prism Fund only requires $2,500 and is open to non-accredited investors. And this fund provides ample diversification, making it an excellent starting point for alternative asset investing. Get Started ► Goal-based portfolios Another advantage of Yieldstreet is that it has useful filters to help you build a portfolio that matches your investing goals and level of risk tolerance. When you browse for offers, you can use filters to sort for assets that provide income, growth, or balanced returns. You can also answer a short questionnaire about your goals and investing style to let Yieldstreet make tailored recommendations. The end result is that you can build a diversified portfolio that matches your desired returns and holding period. Deal-vetting process While it’s

Commercial real estate opportunities through crowdfunding for experienced investors. CrowdStreet is our top choice in 2024 for expert real estate investors. One of the largest real estate crowdfunding platforms today, CrowdStreet provides a platform for sponsors of real estate deals seeking funding to provide information about their deals for accredited investors to consider for investment of at least $25,000. In addition to sponsored opportunities for individual real estate deals, CrowdStreet also offers its accredited investors real estate funds and REITs that it manages, and that external firms manage. CrowdStreet vets deals and sponsors before adding them to its platform and ensures all due diligence information is available to investors, but it is not involved in the management of actual deals between investors and sponsors once they are completed, although CrowdStreet funds and REITs will include some of the individual deals.  Open a CrowdStreet account Pros & Cons  Pros Breadth of real estate investments Easy-to-use website Vetting of sponsors and deals Excellent educational materials Cons High minimum investments High fees on many deals Real estate promotes can lower returns  No liquidity; holding periods apply Pros Explained Breadth of real estate investments: CrowdStreet offers investors access to commercial real estate deals across many different categories, including hospitality, industrial, land, medical offices, residential, senior housing, retail, student houses, data centers, and parking garages, allowing users to create a diversified real estate portfolio on a single platform.   Easy-to-use website: CrowdStreet is easy to use, and investors can view multiple investment opportunities across sectors and risk tolerances. The website has an intuitive filtering feature that allows users to focus on exactly what they want.  Vetting of sponsors and deals: CrowdStreet vets the sponsors and deals before posting them, and only approves 5% of the deals it looks at for the platform.1 CrowdStreet also ensures fees are clearly stated and investors have what they need to make informed decisions on potential investments.  Excellent educational materials: CrowdStreet provides users with excellent information on investing in real estate, including the pros and cons of different types of real estate, how to evaluate investments, how to establish a diversified real estate portfolio, how to understand the different risks for various property types, and the various fees and their impact on the investment related to a purchase.2  Cons Explained High minimum investments: Investments start at $25,000, which is higher than other accredited investor-only crowdsourcing platforms. High fees on many deals: While CrowdStreet does not charge investors a fee for entering deals, it charges a 1.5% technology fee to sponsors. The technology fees are often passed on to investors by the sponsor. Further, other fees may also be added by the sponsor. These may be reasonable fees that need to be paid for managing properties, but they can add up and impact overall returns. Real estate promotes can lower returns: Real estate promotes provide sponsors with equity incentives for meeting certain goals. Typically, these incentives align with investors because investors should also make good returns if the promotes are reached, but the relative dilution can hurt overall returns. No liquidity; holding periods apply: Investor cash is locked up in these illiquid deals until they mature, which usually takes several years. This is a part of most real estate investing, but the investor has no control over the management of the deal once they make their passive investment in a property, and can’t get their cash out of deals until they are sold.3  Company Overview CrowdStreet was founded in 2014 by Tore Steen and Darren Powderly, who saw that many people were overly reliant on exchange-traded equity markets during the sharp market downturn in 2008. Steen and Powderly started CrownStreet to help individual investors build diversified portfolios outside of public equities by giving them better access to the real estate market, which is the third largest asset class in the U.S.4  CrowdStreet has grown into one of the largest crowdsourcing websites for real estate transactions. The platform acts as a hub where potential real estate investors can see an inventory of potential deals that sponsors are looking to finance, at least in part, through crowdsourcing. CrowdStreet also offers various real estate funds and real estate investment trusts (REITs), some that CrowdStreet manages, and others that are offered by outside managers. CrowdStreet has a good reputation, as evidenced by its leadership position in the real estate crowdsourcing space, with $4.2 billion invested in more than 798 deals by more than 300,000 investors. However, CrowdStreet received negative attention related to a deal that went bad, where investor money is alleged to have been taken by the CEO of the deal sponsor.  In late July 2023, Tore Steen stepped down as CEO of CrowdStreet after $63 million went missing from deals involving a real-estate developer called Nightingale Properties, which raised money to buy office buildings in Atlanta and Miami.5 The Department of Justice is investigating Nightingale Properties after the company allegedly diverted nearly $40 million of equity raised on CrowdStreet into accounts controlled by its CEO, Elie Schwartz.6 CrowdStreet has since tightened financial controls and replaced Steen with an interim CEO, Jack Chandler.7 CrowdStreet At a Glance Open to Non-Accredited Investors? No Fees Individual Deals: No fee for investors; sponsors pay a 1.5% technology fee to use the platform, which may be passed on to investors by the deal sponsor, and sponsors may also charge additional fees CrowdStreet C-REIT: 1.5% annual management fee8 CrowdStreet Advisor Private Managed Accounts: Advisory fee on deployed assets in year 1, 2.0% to 2.5% based on assets; 0.25% annual fee on deployed assets after year 19 Account Minimum $25,000+ Investment Selection Wide investment selection Dividend Frequency Usually quarterly for most income-generating properties, but these vary by individual deal Website Transparency Yes Available Customer Support Email, contact forms, chatbot  How Does CrowdStreet Work? CrowdStreet works by providing users with access to the marketplace after they sign up with an email address. Once signed up, users can browse the marketplace offerings to see deal-specific information and due diligence so they can make informed decisions about investing in a

Formerly known as Arrived Homes, Arrived allows both accredited and non-accredited investors to invest in residential real estate and vacation rentals for $100. Arrived (formerly Arrived Homes) enables investors to create wealth in real estate investing, specifically rental homes and vacation properties. The opportunity to invest in this type of income-producing real estate is open to all investors, with a minimum investment of just $100. Because of this, Arrived wins the Best for Rental Properties category for Investopedia’s Best Real Estate Crowdfunding Platforms of 2023.  Start investing with Arrived Pros & Cons  Pros Minimum investment of $100 Open to all investors Fund investment offers liquidity Cons Relatively high fees Low liquidity for individual property investments Pros Explained Minimum investment of $100: A low investment minimum allows more investors to enter the real estate market.  Open to all investors: Investments at Arrived are open to both accredited and non-accredited investors. Fund investment offers liquidity: Investors are able to access their investment after a six-month lockout period. Cons Explained Relatively high fees: Investments have sourcing fees, assets under management (AUM) fees, rent fees, and property management fees. Low liquidity for individual property investments: Individual investments into single-family residences or vacation rentals have an expected five- to 15-year holding period. Company Overview Arrived was founded in 2019 by Ryan Frazier (CEO), Alejandro Chouza (COO), and Kenny Cason (CTO) and is headquartered in Seattle. Since its inception, the mission of the company has been to “make real estate investing and ownership accessible to millions of people.”1  The company is best suited to serve long-term investors looking to earn passive income or benefit from property value appreciation over time. The platform offers a streamlined and simplified approach to owning investment properties. However, access to customer service is extremely limited; Arrived only offers email support. Arrived Homes At a Glance Open to Non-Accredited Investors? Yes Fees Long Term Rentals:  Sourcing Fee: 3.5% of the property purchase price AUM Fee: 0.15% of the property purchase price, charged quarterly Vacation Rentals: Sourcing Fee: 5% of the property purchase price Gross Rents Fee: 5% of the gross revenue2 Property Management (Third-Party Pass-Through Fees): Long-Term Rentals: 8% of the gross rental income Vacation Rentals: 15%-25% depending on the market, specified on each property page Miscellaneous: May also charge one-time expenses for lease-ups, renewals, or rehab and turn support 3 Account Minimum $1004 Investment Selection Investors can select rental or vacation properties individually or as part of a fund Dividend Frequency Quarterly5 Website Transparency Good Available Customer Support Email only: support@arrived.com How Does Arrived Work? Arrived helps investors build wealth through owning real estate. The basic idea is that Arrived has streamlined the process for investors who are looking to invest in rental properties by making it more affordable and reducing risk. When investing through Arrived, shares of a specific property can be bought. This allows market entry for investors who have a few hundred dollars to invest in real estate and may not otherwise be able to come up with a down payment to purchase their own rental property. It is also less risky for investors because they are able to diversify their money and invest in several properties, thereby spreading out the risk and maximizing their opportunity for return. Investing in Arrived rental properties can provide earnings to investors in the following ways:6  Dividends: Rental income on each property; currently paid out to investors quarterly Appreciation: Change in property value will be realized at the end of the investment hold period Key Features Arrived offers only rental or vacation properties as investment opportunities.7 Both accredited and non-accredited investors can start investing with as little as $100 and can choose from individual rental homes, vacation properties, or the only real estate investment trust (REIT) the company offers, the Single Family Residential Fund. Investing with Arrived is open to U.S. citizens or residents who are 18 years of age.8  While Arrived offers only one curated REIT fund currently, investors have the opportunity to customize and diversify their investment portfolio by choosing to invest in the Single Family Residential Fund or choose the individual rental or vacation properties in which they’d like to invest.9   Investors can make money on their investment in two different ways: Dividends: Rental income on each property; currently paid out to investors quarterly Appreciation: Change in property value will be realized at the end of the investment hold period While investors do not currently have the option to set up the automatic reinvestment of dividends, they are able to take dividend earnings and manually invest into new or current investment options at Arrived. Arrived Fees Arrived has different fees for different types of investments. Additionally, there are third party property management fees: Long Term Rentals Sourcing Fee: 3.5% of property purchase price Assets Under Management (AUM) Fee: 0.15% of the property purchase price (quarterly) Vacation Rentals Sourcing Fee: 5% property purchase price Gross Rents Fee: 5% of gross revenue Arrived Single Family Residential Fund Quarterly Asset Management Fee: 0.25%10 Sourcing Fee: 3.5% of the total purchase price of newly added property of the fund11 Property Management Long-Term Rentals: 8% of gross rental income Vacation Rentals: 15% to 25% depending on the market, specified on each property page. Miscellaneous: May also charge one-time expenses for lease-ups, renewals, or rehab and turn support Sourcing fees are one-time fees charged when Arrived acquires the property. The AUM fee is charged quarterly and is paid out of the income from the property. This fee is charged to offset the costs of preparing tax forms, distributing dividends, obtaining insurance policies and filing claims when necessary, managing all financial accounting, ensuring payments and taxes associated with properties are paid, and overseeing the property manager. Transparency Arrived receives high marks across the board regarding its transparency in liquidity, fees, and reporting. The amount of liquidity that an investor can expect is laid out very transparently on the website. While investors are expected to hold their shares until the property is sold—five to seven years for single-family residences and five to 15 years for vacation rental properties—there is more flexibility for liquidity when investing

A private financial services and real estate investment firm that manages community-building investments for accredited investor. DLP Capital builds and manages real estate funds for accredited investors. As it is a private financial services and real estate investment firm, you need to invest at least $200,000 to use DLP Capital’s services. If you can meet this high standard, it offers four excellent funds with competitive returns, decent liquidity, and top-notch advisory support. DLP Capital is our top choice for the best platform for real estate investment selection, thanks to the quality of these funds. OPEN AN ACCOUNT Pros & Cons  Pros Excellent fund selection Pays preferred returns before collecting fees Decent investment liquidity Monthly dividends with automatic reinvestment Offers financial/estate planning support Cons High $200,000 investment minimum Only works with accredited investors No portfolio customization Moderately high fees Limited technology Pros Explained Excellent fund selection: DLP Capital scored as the best for real estate investment selection. Its funds range from long-term growth equity investments buying directly into properties to short-term debt-based funds focused on immediate income.1 Pays preferred returns before collecting fees: DLP Capital distributes all fund earnings to investors until it meets a minimum preferred return of between 6% to 9% a year, depending on the fund. It only collects fees after distributing the annual preferred return to investors.2 Decent investment liquidity: DLP Capital does not have a minimum lock-up period for its funds. It offers an annual redemption for equity funds that invest directly in real estate and allows redemptions with 90 days’ notice for debt-based funds.2 Monthly dividends with automatic reinvestment: You receive dividends monthly, quarterly, or annually with DLP Capital, offering good cash flow. You can also automatically reinvest your dividends into the fund for future growth.2 Offers financial/estate planning support: DLP Capital provides excellent support for high-net-worth clients, including courses and seminars on legacy and charity planning. It also works with its investors’ financial advisors.3 Cons Explained High $200,000 investment minimum: DLP Capital is a private financial services and real estate investment firm that requires at least $200,000 to invest in one of its funds. If you want to use multiple funds, you’ll need $200,000 each.2 Only works with accredited investors: DLP Capital does not accept clients who don’t meet the income/net-worth requirements of an accredited investor. No portfolio customization: You can only invest in the funds designed by DLP Capital. You can’t pick and choose between individual real estate investment opportunities to create your portfolio.1 Moderately high fees: DLP Capital charges 2% a year for its management fee and 20% of all profits after meeting the minimum preferred return for investors.2 Limited technology: DLP Capital does not offer a mobile app or an online platform to research real estate projects. The technology is basic compared to DIY real estate crowdfunding platforms, where you build your own portfolio.  Company Overview DLP Capital is a private financial services and real estate investment firm headquartered in St. Augustine, Florida. DLP Capital creates real estate investment funds for high-net-worth accredited investors and their advisors. Since launching in 2006, DLP Capital has closed over 16,000 real estate transactions and has over $5 billion in assets under management. DLP has 2,600 investors, a small number that reflects its high minimum investment requirements.4 DLP stands for Dream, Live, Prosper. Part of the company’s mission is to help increase the stock of affordable housing for workers while generating high returns for its investors.  In late 2022, the CEO of DLP Capital, Don Wenner, expanded his organization by buying shares in a bank in Florida, now called DLP Bank.5 As a company, DLP Capital has been mostly free from major regulatory actions.  DLP Capital At a Glance Open to Non-Accredited Investors? No Fees 2% annual management fee plus 20% of eligible profits Account Minimum $200,000 Investment Selection REITs, private real estate equity funds, private real estate debt funds Dividend Frequency Monthly, quarterly, or annually, depending on the fund2 Website Transparency Moderate Available Customer Support Phone, email, online customer support form How Does DLP Capital Work? DLP Capital works by raising money from investors for real estate funds. It uses this money to finance real estate investments for the funds and then pays out the project returns to the investors. DLP Capital also uses investor contributions to offer loans to companies in real estate construction and management.6 DLP Capital has four different real estate funds with different investments, target returns, and goals. The DLP Housing Fund focuses on acquiring, improving, and managing income-producing rental properties, usually multi-family. Investors buy ownership equity in these properties through the fund. This fund has a target return of 10% to 12% per year.7 The DLP Building Communities Fund also focuses on equity investments in residential properties, with the side goal of creating more affordable housing. This fund is more growth-focused and has annual target returns of 11% to 13%.8 The Preferred Credit Fund invests in the origination and acquisition of mortgage loans for residential properties. This fund doesn’t invest in properties directly, but instead lends money to real estate operators and builders. The loans have a preferred creditor status secured by the real estate properties and often a personal guarantee from the borrower. This fund has a target return between 10% and 11% a year.9 The Lending Fund makes short-term bridge loans lasting six to 24 months to real estate businesses. The fund has a target return between 9% and 10% a year.10 These four funds represent a wide range of possible investment strategies and opportunities for investors. For this reason, we rated DLP Capital as the best fund for real estate investment selection. Key Features DLP Capital only works with accredited investors in the United States. You must qualify either by having a net worth over $1 million (excluding your primary residence), an individual income over $200,000 a year, or a joint income with your spouse over $300,000 a year. If you aren’t an accredited investor, you could consider DiversyFund, Fundrise, or Yieldstreet instead. DLP Capital requires a per-fund minimum investment of $200,000. If you want to invest in more than one, each will require at